Subject: Paypal and others...

I have no plus, please vote below by comment if you use any of similar services(PayPal, Moneybrokers,DotPay, etc) and if you are satisfied with them.

I would like to know how many people have heard of these services, how many have fear, or using it sometimes, maybe regularly.
Also interested in your opinions on the following: Where do you think this type of payment is getting wider and more accepted?
Which group / age / gender of people find it accurate, secure, and appropriate for payments.

Thanks in advance on any comments.. Please mention your age, gender and your opinion.

Me:
21-male-I use them(Paypal only for ebay yet) sometimes. I have very few frieds of my age who currenty have paypal account, or ever used internet banking. I more or less know how these systems are working, so I have no fear, but I keep budget low so I don't risk half of my life :)

first time I was hacked, they stole my money :-(.
steampowered.com

but paypal promised that they will refund it back....
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